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Seven Secrets You Won’t Learn from Social Security

Sunday, September 9, 2012

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Social Security

William Meyer, whose website, Social Security Solutions, gives Social Security advice for a fee, says you also can’t depend on Social Security to follow instructions you give them electronically. If you have a request that is not the most common choice, you’ll need to go to the Social Security office and make the request in person, he says.

Read on to brush up on Social Security benefits that are not commonly known.

300 Ways to Claim the Goodies

There are more than 300 ways a married couple can decide to take their Social Security benefits, according to Alicia Munnell, director of the Center for Retirement Research at Boston College. You can’t ask Social Security to list them all, so what’s the right choice?

Munnell says it’s hard to beat waiting until you’re 70 to begin benefits because the monthly payment is 76% higher than it would be if you had started to take benefits at 62 and 32% higher than it would be if you claimed at age 66.

 

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