The central feature of Obamacare – getting the uninsured to sign up for health insurance – is due to start on Oct. 1, less than four months away. But both the federal and state governments are behind in their preparations.

That’s the conclusion of two reports issued Wednesday by the congressional Government Accountability Office (GAO) looking at the status of government efforts to set up online “exchanges,” or marketplaces, for both individuals and small businesses.

“Much progress has been made, but much remains to be accomplished within a relatively short amount of time,” said the GAO report on the establishment of “federally facilitated” health-insurance exchanges for individuals. Those are the exchanges being set up for the 34 states that opted not to set them up themselves.

For example, the report cites a two-month delay in funding awards for “a key consumer assistance program” known as Navigators, causing delays in training. The report also says that the federally created exchanges rely on the states to implement certain functions, and some are behind schedule.

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