Law enforcement agencies are reporting an increase in these sorts of health insurance scamsacross the country. Many of the fraudsters seem to be preying on the public’s confusion over the massive changes taking place in the nation’s health care system.

Seniors are often targets — they’re more likely to be home to answer the phone, and they tend to have retirement savings that scammers hope to tap.  But they aren’t the only victims: The federal government received nearly 83,000 complaints of “imposter scams” last year — up 12 percent from the year before.

“America’s rife with health scams,” says James Quiggle, communications director at the Coalition Against Insurance Fraud in Washington, D.C. “Crooks are offering fake health coverage, stripped down policies masquerading as real coverage. They’re also selling … fake Obamacare coverage,” he explains.

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