Who’s excited for October 1st? That’s when the majority of the president’s healthcare law will come on line — his previous assurances that the implementation process is already over for 90 percent of Americans notwithstanding. We’ve already seen strands of evidence in places like Colorado and Oregon that the process will be bumpy and fraught with problems. Indeed, experts have been predicting as much for months. As the moment of truth approaches, another major player is warning Americans to prepare for a choppy ride ahead:

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