Along with Barack Obama’s promise of “if you like your healthcare plan, you can keep your healthcare plan,” was his declaration that “people with pre-existing conditions shouldn’t be penalized.”
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Yeah, well, that was then and this is now. People with serious pre-existing diseases, precisely those Obama said the “Affordable Care Act” would help, could find themselves paying for expensive drug treatments with no help from the healthcare exchanges.
Those with expensive diseases such as lupus or multiple sclerosis face something called a “closed drug formulary.” Dr. Scott Gottlieb of the American Enterprise Institute explains:
“If the medicine that you need isn’t on that list, it’s not covered at all. You have to pay completely out of pocket to get that medicine, and the money you spend doesn’t count against your deductible, and it doesn’t count against your out of pocket limits, so you’re basically on your own.”